Scenarios, quick modes and challenges
Every SejrBank game is a real economy with its own history. Pick a full career, a historical crisis, a five-minute sprint for a medal, this week's challenge — or a duel against a friend.
Five historical starts
| Scenario | You take over… | Difficulty |
|---|---|---|
| Classic — Sejrby, 1995 | A one-branch savings bank with high rates, fat margins and a long runway to the top. | Standard |
| Baptism of Fire — 2008 | Mid-crash: falling house prices, rising defaults, thin capital and rivals failing around you. | Hard, with opportunity |
| Nordic Crisis — 1988 | The roaring late eighties — and the real Nordic banking crisis, on schedule a few years in. | Hard |
| The Zero Era — 2015 | Near-zero and negative rates: deposit funding earns nothing and costs kill faster than credit losses. | Expert |
| Digital Disruption — 2020 | A pandemic shock in month two, negative rates and fintech challengers spawning relentlessly. | Hard |
Quick modes: a medal in 5–15 minutes
Short on time, or on your phone? Quick modes are complete games with a fixed length. The final bell rings, you get a medal, and your run goes on that mode's own leaderboard.
▶ Pick a quick mode — the modes are on the career screen after you sign in.
The weekly challenge — with a rule twist
Every week, everyone plays the same world from the same seed under the same twist, and the results are ranked on the weekly board — with live standings while careers are still running. Twists rotate:
- 🔥 High-Inflation Week — wages inflate twice as fast and rates run higher.
- 🍾 Easy Money — fewer recessions, nastier losses when they land.
- 🥊 Glass Jaw — bank runs are three times as likely and faster.
- 🏛 The Tough Regulator — every capital requirement is 2 points higher.
- 📱 Fintech Invasion — challengers launch three times as often.
- 💼 Deep Pockets — more capital, and a board that expects more.
- 🌪 Volatile Decade — cycles 50% more violent.
Duels
Agree on any code word with a friend — “sejrby”, “showdown”, your names — and you both play the identical economy: same rivals, same crises on the same dates. Finished careers land on the duel's own board. No excuses.
What happens in every game


Frequently asked questions
How long is a SejrBank game?
A full career can run 30–40 in-game years over several sessions. Quick modes last 5–10 in-game years — roughly 5 to 15 minutes of real time.
What is the hardest scenario?
The Zero Era (2015) is labelled expert: margins are crushed and cost-blind expansion is punished. The Nordic Gauntlet is the hardest quick mode — most banks do not survive it.
Can I play against friends?
Yes. Duels let you and a friend play the identical economy from a shared code word, and the weekly challenge ranks everyone who plays that week's world.